Pension, life insurance, and health plan disputes
under ERISA.
When an employer-sponsored plan denies, delays, or disputes a benefit you or your family earned, we hold the plan to its terms — and to federal law.
We can help if you:
Had a group life insurance claim denied, or were named in an interpleader suit along with another claimant. (See our interpleader page.)
Had a waiver-of-premium or accidental-death claim denied.
Had a short-term disability claim denied.
Had a pension or retirement benefit miscalculated, reduced, or denied, or a union or multiemployer plan denied your disability retirement.
Had a health plan deny treatment as not medically necessary, out of network, experimental, or excluded, including mental-health and substance-use treatment.
Asked your plan for documents and haven’t received them.
We also handle federal (FERS), state, local, and union disability retirement applications and appeals, which follow their own rules outside ERISA.
The documents matter
ERISA plans are judged on their written terms and the claim file. Getting the plan document, the summary plan description, and the administrator’s record early tells us what the plan actually promised, which deadlines are running, and where the decision went wrong — before the appeal window closes.
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Responsiveness
We operate virtually and we’ll keep in touch by phone, text, email, videoconference, or through our web portal (whatever works best for you). You'll always be up to date on what's happening with your case and we'll be here to answer your questions.
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Experience
Our attorneys have 24 years of combined practice experience. We clerked in the federal courts that decide disability cases and we’ve represented disability claims administrators.
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Hustle
Benefit disputes should not take years. We demand the documents on day one, meet every appeal deadline, and file in court when the plan won’t move, so you see what you’re owed as soon as possible. Your claim will never be waiting on us.
How it works
Free consultation. We identify who administers the plan, whether ERISA applies, and what deadlines are running.
Documents. We demand the plan documents and the claim file. Plan administrators must produce them within 30 days or face daily penalties, and they usually decide the case.
Appeal. We prepare the administrative appeal — or, for health claims, the internal appeal and independent external review — with the evidence and plan language the decision-maker must confront.
Court. If the plan still refuses, we file in federal court for the benefits, interest, and attorney fees.
What it costs
Where there is a substantial benefit to recover, we usually work on a contingent fee — 25% pre-suit and 33% if we file — so you pay only from what we win. Document demands, beneficiary disputes, and plan-interpretation questions are often better suited to a flat or hourly fee.
Full fee and cost terms will be set out in a written engagement letter, provided before you make any payment.
Common questions
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When two people claim the same policy, the insurer deposits the money with a court and asks the judge to decide who gets it. You need to respond — and to make your case — on the court’s schedule, not your own. How we handle interpleaders ▸
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No — federal, state, and local government plans are exempt, and so are most church plans. They have their own appeal procedures, and we handle those too.
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Generally 180 days from the denial to file the internal appeal, and then a right to independent external review for medical-judgment denials. Urgent-care claims move on a much faster clock; call us.
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Yes — a written request to the plan administrator triggers a 30-day duty to produce the plan document, summary plan description, and related documents. We’ll draft it and follow up.
