Applying for long-term disability?
Get it right the first time.
We help prepare your long-term disability application, gather your doctors’ support, and deal with the insurer for one flat fee.
We can help if you:
Are covered by a short- or long-term disability plan through your employer, or by an individual disability policy, and can no longer do your job.
Are about to stop working, or are in the plan’s waiting (“elimination”) period.
Are filling out your employer’s disability packet.
Want to build a strong application from the start.
Your application matters
Many denials trace back to gaps in the application: a treating physician’s form that says less than the doctor meant, a job description that undersells the demands of your occupation, or “objective evidence” the insurer says is missing. We guide you through the application process and help you gather the support your claim needs from the start. Most plans also require you to apply for Social Security Disability, and for Alaskans we handle that claim too.
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Responsiveness
We operate virtually and we’ll keep in touch by phone, text, email, videoconference, or through our web portal (whatever works best for you). You'll always be up to date on what's happening with your case and we'll be here to answer your questions.
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Experience
Our attorneys have 24 years of combined practice experience. We clerked in the federal courts that decide disability cases and we’ve represented disability claims administrators.
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Hustle
Disability claims should not take years. We will move your claim through the insurer’s process and, if it comes to that, the courts, so you see the benefits you’re owed as soon as possible. Your claim will never be waiting on us.
How it works
Consultation and policy review. We read your plan or policy, pin down its definition of disability, the waiting period, and every deadline, and advise you on how to strengthen the claim.
Building your application. Your statement, the employer’s statement, attending-physician forms completed with your doctors’ input, the records that matter, and an accurate description of your occupation are all part of a strong application.
We handle the insurer. All calls and letters go through us. We manage requests for information and any examination or functional-capacity evaluation the insurer schedules.
Decision. If the claim is approved, you’re done. If it’s denied, you already have a complete record and a lawyer who knows it.
What it costs
We offer initial long-term disability claim application representation for a flat fee of $2,000. You pay no percentage of your benefits. If the insurer denies the claim and we agree to work on your appeal, you can hire us to help with the appeal for an hourly fee or enter a contingent fee described on our appeals page.
Full fee and cost terms will be set out in a written engagement letter, provided before you make any payment. See a sample engagement letter.
Common questions
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No — and many people are approved without one. But the claims that get denied are usually the ones with thin medical support or a vague occupational description, and fixing that after a denial is harder than doing it right at the start.
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Often, yes — many plans let you file once you have a claim date. Timing affects your waiting period and your benefit amount, so it’s one of the first things we look at.
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Yes. We send your treating providers focused questions about your restrictions and limitations instead of relying on the insurer’s checkbox form.
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ERISA gives you at least 180 days to appeal. Because we built the record, we know exactly what the insurer ignored, and we move straight to the appeal.
